Knights of Columbus Council 2852 Insurance

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We all know the old adage – the grass seems greener on the other side of the fence. When it comes to replacing your existing Knights of Columbus life insurance with coverage offered by another company, the adage holds true. Perceptions are deceiving. A move to the other side of the fence might seem like a good one, but it can leave you with less green in your wallet – in some cases, a lot less. That’s why it pays to remember another old saying – Read the fine print There are many reasons to keep your existing coverage in force, whether that coverage is with the Knights of Columbus or with another company. I’ll focus on the potential pitfalls of replacing coverage here – pitfalls that an agent trying to convince you that the grass actually is greener might neglect to mention.

First, all life insurance contracts contain a contestability period, which allows the insurer to contest claims made for a period, typically two years, after the contract is issued. Chances are this is no longer an issue with your current coverage.

Second, it’s unlikely that you can obtain the same amount of coverage, for the same premium, that you were able to obtain with your existing contract. The two factors that determine how much you’ll need to pay for life insurance coverage are age and health. Certainly, you’re older now than you were when you took out your current coverage. There’s no way around that one. And you have to ask yourself, has your health changed during that time? Is your blood pressure the same? Your cholesterol? Have you gained weight? All these factors affect the amount of coverage you’ll get for your premium dollar.

If someone encourages you to replace – or worse, drop - your existing coverage, please call us. We’ll show you how your existing coverage is working for you and why replacement is rarely in your best interest.

Give us a call, we’ll be happy to help. Remember, even though we are assigned a specific group of members, any of us can answer any questions you may have.

Agent Contact Information.

One of the best benefits the Knights of Columbus offer is Life Insurance. It was one of the founding benefits of the entire order.

The early system of fraternal benefits has grown into a top-quality life insurance society, offering a variety of policy plans to members and their families. Both A. M. Best Co. and Standard & Poor's rate K of C insurance "Superior" - A++ and AAA, respectively - their highest designations.

WORKING WITH A BROTHER KNIGHT

HAS ADVANTAGES

Is your family's future secure? You owe it to them - and to yourself - to find out through a family financial needs analysis. As your Knights of Columbus field agents, we are eager to meet with you and your spouse to review and discuss your needs. Just give your K of C Field Agent a call!

The needs of Brother Knights and their family are your Field Agent's only concern. Having a field agent completely at your service is and important and one of your greatest benefits of your membership in the Knights of Columbus. Take advantages of this no cost, no obligation service.

Life insurance is one way to demonstrate to your loved ones that you care - because it protects them if something happens to you. Having adequate protection ensures that your family will always have enough money to get by - regardless of what lies ahead.

The Knights of Columbus can protect you and your family through a variety of life insurance vehicles. Whether its mortgage insurance, retirement maximization, protection for your children's education, know that the Knights of Columbus can meet you family's needs. When we meet we will explain to you the merits of each type of life insurance and work with you to craft a policy that meets your specific family needs and budget.

The Knights of Columbus also offers long-term care insurance and tax deductible annuities, and IRAs.

Field Agents for Council 2852

E-Mail: KofCDanGarcia@aol.com

E-Mail: jmasups@aol.com

View Supreme Council's Video "Peace Of Mind"

View Supreme Council's Video Peace of Mind which is an introduction to Knights of Columbus Insurance Program

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Supreme Council Insurance Web Site

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